Fairleaf Commercial Capital, a small-business funding broker in Spartanburg, SC, takes requests from Lyman, SC owners by phone and online. Lyman is a town in Spartanburg County, SC, about 11.7 miles west from 125 E Main St. This page uses ZIP 29365 Census figures, labeled as ZIP figures. Fairleaf is a broker, not a lender.
| Distance from office | About 11.7 miles W |
|---|---|
| County | Spartanburg County, SC |
| ZIP 29365 employers | 207 establishments (ZBP 2023) |
| Construction under five staff | 89.2% of 37 ZIP employers |
| Town share of ZIP land | About 21.2% |
ZIP 29365 in Census figures
ZIP 29365 had 207 employer establishments in 2023, with 2,644 paid employees and an annual payroll of about $150.5 million; 60.9% of those establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Lyman covers about 21.2% of the ZIP's land, so these are ZIP figures, not counts for the town itself.
Construction led ZIP 29365 with 37 employer establishments, 89.2% of them under five employees, followed by retail (36), professional services (19), transportation (18) and health care (18) (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Very small crews and a steady retail base
Nearly nine in ten construction employers in ZIP 29365 had fewer than five people on payroll in 2023, the highest share among the six community ZIPs on this site. Owner-operators like these often finance their first machine or work truck before they hire, which makes equipment financing the most common first request.
Retail is almost as large as construction in the ZIP. For a shop, a line of credit or inventory financing covers restocks without tying up the operating account.
Lyman, SC license questions
Owners searching for a Town of Lyman business license should start with the town.
Reaching Fairleaf from Lyman, SC
Fairleaf's only address is 125 E Main St in Spartanburg, SC; there is no office in Lyman. Requests run by phone and online. County-wide figures and resources are on the Spartanburg, SC page, and other nearby towns are listed on the service-area page.
Fairleaf Commercial Capital is a broker, not a lender.
Lyman, SC businesses we help
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Fairleaf Commercial Capital works with businesses like these in Lyman, SC. Each partner still decides case by case.
Documents to have ready
- The last three to six months of business bank statements
- Your most recent business tax return
- Government-issued ID for each owner
- Formation documents and your EIN
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- It starts with a call to (864) 499-3588 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Fairleaf Commercial Capital is based at 125 E Main St, Spartanburg, SC 29306.
By Fairleaf Commercial Capital · Updated