Fairleaf Commercial Capital, a small-business funding broker in Spartanburg, SC, discloses its role here. Fairleaf Commercial Capital is a broker, not a lender. It does not approve, price or fund requests. Lending partners make credit decisions and set rates and terms, and a merchant cash advance is not a loan.
Fairleaf Commercial Capital is a broker, not a lender
Fairleaf Commercial Capital is a broker, not a lender. It prepares funding requests and introduces them to lending partners. It does not lend money, purchase receivables, lease equipment or make credit decisions, and the word Capital in its name does not mean otherwise.
No approval is promised
Sending a request to Fairleaf does not mean any partner will make an offer. Approval, the amount offered and the time a partner takes all depend on that partner's review of your business.
Partners set every price and term
Rates, factor rates, fees, collateral, guarantees, terms and repayment schedules are set by the lending partner, not by Fairleaf. Read the partner's agreement in full before signing; the agreement, not anything on this website, governs the funding.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. It is a purchase of future receivables, collected as a share of sales or deposits. Its cost is stated as a factor rate rather than an APR.
Lending partners
Fairleaf works with lending partners that offer the six structures described on this site. Each applies its own underwriting, privacy practices and terms.
Your information
Information you give Fairleaf is used to discuss your request and, with your permission, to share it with lending partners. The privacy policy in the footer explains the details.
Calls, texts and consent
Fairleaf contacts you only within the consent you give. Answering STOP to a Fairleaf text ends the messages. The SMS terms in the footer set out the rest.
Complaints and questions
Write to Fairleaf Commercial Capital, 125 E Main St, Spartanburg, SC 29306, or call (864) 499-3588. Fairleaf Commercial Capital connects you with lending partners; partners make credit decisions and set rates and terms.
By Fairleaf Commercial Capital ยท Updated