Fairleaf Commercial Capital, a small-business funding broker in Spartanburg, SC, explains six funding structures and routes each request to lending partners that offer the right one. Fairleaf Commercial Capital is a broker, not a lender: partners review the business, make the credit decision and set every rate and term. The listed address is 125 E Main St, Spartanburg, SC 29306.
Fairleaf Commercial Capital is a broker, not a lender
Fairleaf Commercial Capital is a broker, not a lender. It does not make loans, buy receivables or fund equipment. It listens to what a business needs, explains which funding structures fit, and introduces the request to lending partners. Those partners decide whether to make an offer and on what terms.
Why the name says Capital when the work is brokering
Commercial Capital describes the subject, not the role: business funding for commercial purposes. The name can suggest a lender, which is why this page, the home page and the broker disclosures all say the same thing plainly. If anything you read or hear from Fairleaf seems to promise funding, it is wrong; only a partner can make an offer.
The E Main St address
The listed address is 125 E Main St, Spartanburg, SC 29306. Requests are handled by phone and online, from the first call to the partner's answer, so owners anywhere in Spartanburg County can work with Fairleaf without visiting.
Local business figures for the county and the office ZIP are on the Spartanburg, SC page.
How Fairleaf works with partners
Fairleaf matches each request to partners that offer the structure in question, so an equipment request goes to equipment partners and an inventory request to partners that fund stock. Each partner applies its own underwriting. Fairleaf explains the offer that comes back, but the price and the decision belong to the partner.
The steps are laid out on the process page.
What Fairleaf will not do
- Tell an E Main St caller that approval, a dollar figure, a price or a date is assured.
- Place personal, payday, car-title or home-mortgage requests.
- Take agriculture or trucking requests.
- Call a receipts purchase anything other than what it is. A merchant cash advance is not a loan.
- Pressure anyone to accept an offer.
Reaching Fairleaf
Call (864) 499-3588 or use the contact page. Fairleaf Commercial Capital connects you with lending partners; partners make credit decisions and set rates and terms.
By Fairleaf Commercial Capital · Updated