Fairleaf Commercial Capital, a small-business funding broker in Spartanburg, SC, takes requests from Cowpens, SC owners by phone and online. Cowpens is a town in Spartanburg County, SC, about 8.6 miles east-northeast from 125 E Main St. This page uses ZIP 29330 Census figures, labeled as ZIP figures. Fairleaf is a broker, not a lender.
| Distance from office | About 8.6 miles ENE |
|---|---|
| County | Spartanburg County, SC |
| ZIP 29330 employers | 133 establishments (ZBP 2023) |
| Largest ZIP sector | Other services, 24 establishments |
| Town share of ZIP land | About 6.4% |
ZIP 29330 in Census figures
ZIP 29330 had 133 employer establishments in 2023, with 2,312 paid employees and an annual payroll of about $112.5 million; 55.6% of those establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Cowpens covers about 6.4% of the ZIP's land, so these are ZIP figures, not counts for the town itself.
Other services led ZIP 29330 with 24 employer establishments, followed by retail (19), manufacturing (18), wholesale (14) and construction (12) (U.S. Census Bureau, ZIP Code Business Patterns 2023).
A mixed ZIP with wholesale and stock-heavy firms
Wholesale and retail together make up a quarter of ZIP 29330's employer establishments, which means stock is often the largest asset on a balance sheet there. Inventory financing, where the goods themselves secure the deal, is the structure that fits that pattern.
Annual payroll per employer establishment in ZIP 29330 works out higher than in the other five community ZIPs on this site. For a small Cowpens firm that average says little; partners look at the business's own statements.
Cowpens, SC license questions
Owners searching for a Cowpens, SC business license should check with the town first, then the county.
Reaching Fairleaf from Cowpens, SC
Fairleaf's only address is 125 E Main St in Spartanburg, SC; there is no office in Cowpens. Requests run by phone and online. County-wide figures and resources are on the Spartanburg, SC page, and other nearby towns are listed on the service-area page.
Fairleaf Commercial Capital is a broker, not a lender.
Who Fairleaf Commercial Capital works with in Cowpens, SC
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Cowpens, SC business is something else, call and ask before you spend time on paperwork.
What to gather before you call
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Details of any loans, leases or advances the business already carries
- The equipment quote, contract or purchase order the funding is for
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- It starts with a call to (864) 499-3588 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our address: 125 E Main St, Spartanburg, SC 29306.
By Fairleaf Commercial Capital · Updated